1. Open an image of a lake or ocean that you would like to manipulate. Make sure your image is in RGB mode. To check this, go to Image under the menu bar > Mode > RGB Color. Type in your desired text using a thick font. 2. On your text layer. Right click and select Rasterize Text to conver the text to a graphic. 3. Make a duplicate of this layer. 4. We are now going to flip the duplicated layer. Select the duplicated layer. From the edit menu go to Transform > Flip Vertical. We will also need to transform the height for this layer. Go to the Edit Menu > Transform > Distrot. Transform the Height to 75% the original size. 5. Make sure your layer is still selected then go to the Filter Menu > Distort > Ripple with a value of 300. 6. We are now going to add a motion blur. To do this go to Filter > Blur > Motion Blur with angle of 0 degrees and distance of 15. 7. Finally, change the opacity of the rippled layer to 60 percent. | 
